Cookie Policy

Understanding Cookies and Similar Technologies

Cookies are small text files stored on your device (computer, tablet, smartphone) when you visit our Website. They enhance your browsing experience by remembering your preferences, analysing site usage, and delivering personalised content. Additionally, we may use similar technologies such as Web Beacons (pixel tags or clear GIFs), Local Storage, Browser Fingerprinting, and JavaScript to improve functionality and provide a more tailored experience. These technologies are collectively referred to as "cookies" throughout this Policy.

Cookie Categories and Their Purposes

We use various types of cookies to optimise the performance of our Website and improve your browsing experience:

Cookie Duration and Storage

We are committed to responsible cookie storage in line with your privacy. Below is an overview of cookie types based on their duration:

• Session Cookies: Session cookies are temporary and are deleted when you close your browser. These cookies maintain your session and assist with navigation during your visit, ensuring smooth and secure usage without repeated log-ins.
• Persistent Cookies: Persistent cookies remain on your device for a specific period, even after closing your browser. These cookies remember your preferences and login details, making your subsequent visits more personalised and efficient. We typically limit the storage of persistent cookies to a maximum of 24 months.

List of Cookies We Use

Here is a detailed list of the cookies used on our Website, including their name, category, purpose, and lifespan:

This list is regularly updated to reflect changes in the cookies we use.

Personal Data and Cookies

Some cookies may collect personal data, such as your IP address, browsing behaviour, or device details. We handle all personal data collected through cookies in accordance with the General Data Protection Regulation (GDPR) and treat this information with strict confidentiality. For more information on how we manage your personal data, please refer to our Privacy Policy, available on our Website.

Managing Your Cookie Preferences

You have full control over your cookie preferences, and you can manage how cookies are used on our Website. Below is guidance on how to adjust these settings:

• Managing Essential Cookies: Essential cookies are necessary for the operation of the Website and cannot be disabled. Disabling these cookies would affect the Website's core functionality, potentially limiting your access.
• Managing Other Cookies: For non-essential cookies (performance, analytics, and advertising), you can choose to accept or reject them. You can manage these cookies via your browser settings or our cookie consent tool, which appears when you first visit the Website. You may also adjust these settings at any time by revisiting the consent tool or browser options.

For browser-specific cookie management, you can refer to the following resources:

• Apple Safari
• Google Chrome
• Opera
• Microsoft Edge
• Mozilla Firefox
• Microsoft Internet Explorer

You can also opt out of Google Analytics tracking by visiting the Google Analytics Opt-out page.

Updating This Policy

We reserve the right to update this Cookie Policy to reflect changes in our practices or to comply with legal requirements. The most current version will always be available on our Website. We encourage you to review the Policy periodically to stay informed of any updates. Significant changes may be communicated to you via the contact details you have provided.

By continuing to use our services after changes to this Policy, you signify your acceptance of the updated terms.

Contact Us

If you have any questions or concerns regarding this Cookie Policy, please contact us via email at info@payments-lab.com. Our team is available to assist with any inquiries you may have.