MCC 3186

LAP (Paraguay)

MCC 3186 is reserved for LAP (Paraguay). Card networks reserve codes 3000–3299 for individual airlines, so issuers can see exactly which company a payment went to.

Airlines without a reserved code use MCC 4511. This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.

Related categories include MCC 4511 for airlines. Nearby codes include MCC 3185 for LAV (Venezuela) and MCC 3187 for LACSA (Costa Rica).

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