MCC 3227

Airline Brand Code

MCC 3227 is reserved for a specific airline. Card networks reserve codes 3000–3299 for individual airlines, so issuers can see exactly which company a payment went to.

Airlines without a reserved code use MCC 4511. This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.

Related categories include MCC 4511 for airlines. Nearby codes include MCC 3228 for Cayman Airways and MCC 3229 for SAETA Sociedad Ecuatoriana de Transportes Aereos.

MCC Guides and Insights

#Fraud prevention, #Chargeback

Friendly Fraud vs. Malicious Fraud: The Two Faces of Chargeback Abuse

Both end with a disputed charge, but the perpetrator, intent, and fix are completely different ...

05/10/2024

7 minutes

#Payments, #Product

Merchant Category Code Explained

A four-digit code quietly shapes your card rewards, processing fees, and expense reports ...

25/10/2024

6 minutes

#Chargeback prevention, #Payments

What Are Chargeback Prevention Alerts?

A phone call from a shopper to their bank can throw a wrench in a sale ...

10/05/2025

7 minutes

#Chargeback, #Strategy

Chargeback Trends in 2026: What's Driving Disputes Now

In 2026, chargeback pressure is rising as digital payments grow and fraud tactics get smarter ....

15/04/2025

8 minutes

#Payments, #Product

How to Set Up a Merchant Account in 2026 Without Delays

In 2026, setup feels stricter because providers look closely at risk and chargeback history ...

20/03/2025

6 minutes

#Chargeback, #Compliance

Visa Chargeback Monitoring Program (VCMP) Explained for Merchants

VCMP is Visa's way of flagging merchants with too many chargebacks and added fees ...

05/03/2025

5 minutes

#Payments, #Product

High-Risk Merchant Processing: Approval, Fees, and Fit

Some legal, well-run businesses still get flagged as risky by banks and payment processors ...

18/02/2025

7 minutes

#Compliance, #Payments

How to Become PCI Compliant for Free in 2026

Navigating PCI compliance can be daunting. For small businesses, the complexities and costs ...

10/01/2025

6 minutes

#Fraud prevention, #Strategy

State of Fraud in Payments: A 2026 Report

Fraud in payments keeps rising in 2026, even though detection tools are better than before ...

25/12/2024

8 minutes

#Chargeback, #Compliance

VAMP: Visa's New Fraud & Chargeback Monitoring Program

VAMP monitors fraud and dispute levels across merchants, flagging those who exceed Visa's thres...

10/11/2024

5 minutes

#Fraud prevention, #Chargeback

Friendly Fraud vs. Malicious Fraud: The Two Faces of Chargeback Abuse

Both end with a disputed charge, but the perpetrator, intent, and fix are completely different ...

05/10/2024

7 minutes

#Payments, #Product

Merchant Category Code Explained

A four-digit code quietly shapes your card rewards, processing fees, and expense reports ...

25/10/2024

6 minutes