MCC 3654

Loews Hotels

MCC 3654 is reserved for Loews Hotels. Card networks reserve codes 3500–3999 for individual hotel chains, so issuers can see exactly which company a payment went to.

Hotels without a reserved code use MCC 7011. Acquirers generally treat this category as standard risk, so onboarding is usually straightforward and pricing is standard.

Related categories include MCC 7011 for hotels and resorts. Nearby codes include MCC 3653 for Penta Hotels and MCC 3655 for Scandic Hotels.

MCC Guides and Insights

#Fraud prevention, #Chargeback

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In 2026, chargeback pressure is rising as digital payments grow and fraud tactics get smarter ....

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20/03/2025

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#Chargeback, #Compliance

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05/03/2025

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#Payments, #Product

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Some legal, well-run businesses still get flagged as risky by banks and payment processors ...

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#Fraud prevention, #Strategy

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Fraud in payments keeps rising in 2026, even though detection tools are better than before ...

25/12/2024

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#Chargeback, #Compliance

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VAMP monitors fraud and dispute levels across merchants, flagging those who exceed Visa's thres...

10/11/2024

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#Fraud prevention, #Chargeback

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Both end with a disputed charge, but the perpetrator, intent, and fix are completely different ...

05/10/2024

7 minutes

#Payments, #Product

Merchant Category Code Explained

A four-digit code quietly shapes your card rewards, processing fees, and expense reports ...

25/10/2024

6 minutes