MCC 4411
Cruise Lines
MCC 4411 covers cruises and passenger shipping lines. Card networks list it as “Steamship and Cruise Lines”.
This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.
Nearby codes include MCC 4457 for boat rentals, MCC 4468 for marinas and marine services, and MCC 4511 for airlines.