MCC 5812
Restaurants
MCC 5812 covers restaurants, cafés and other sit-down eating places. Card networks list it as “Eating Places and Restaurants”.
Acquirers generally treat this category as standard risk, so onboarding is usually straightforward and pricing is standard.
Nearby codes include MCC 5811 for caterers, MCC 5813 for bars and nightclubs, and MCC 5814 for fast food restaurants.