MCC 5816
Digital Games
MCC 5816 covers video games, in-game purchases and virtual currency. Card networks list it as “Digital Goods – Games”.
This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.
Related categories include MCC 5817 for apps and digital software, MCC 7993 for arcade game supplies, and MCC 7994 for video game arcades.