MCC 6051
Crypto, Currency Exchange and Money Orders
MCC 6051 covers cryptocurrency, foreign exchange, money orders and travelers cheques. Card networks list it as “Non-Financial Institutions – Foreign Currency, Cryptocurrency, Money Orders, and Travelers Cheques”.
Card schemes and acquirers treat this category as high risk. Expect enhanced due diligence, higher fees and rolling reserves, and in many cases card scheme registration.
Related categories include MCC 6010 for manual cash withdrawals, MCC 6011 for ATM withdrawals, and MCC 6540 for prepaid cards and wallet top-ups.