MCC 7538
Auto Repair Shops
MCC 7538 covers independent car servicing, repairs and oil changes. Card networks list it as “Automotive Service Shops (Non-Dealer)”.
Acquirers generally treat this category as standard risk, so onboarding is usually straightforward and pricing is standard.
Related categories include MCC 5511 for car dealers (new and used), MCC 5533 for auto parts and accessories, and MCC 7535 for auto paint shops.