MCC 8398
Charities and Fundraising
MCC 8398 covers donations to charities, nonprofits and social service organizations. Card networks list it as “Charitable and Social Service Organizations – Fundraising”.
This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.
Related categories include MCC 8641 for civic and social associations, MCC 8651 for political organizations, and MCC 8661 for religious organizations.