MCC 5499
Convenience and Specialty Food Stores
MCC 5499 covers convenience stores, specialty and health food, and supplements. Card networks list it as “Miscellaneous Food Stores – Convenience Stores and Specialty Markets”.
This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.
Related categories include MCC 5719 for home decor stores and MCC 5999 for specialty retail.