MCC 5999
Specialty Retail
MCC 5999 covers specialty and online retailers not listed elsewhere. Card networks list it as “Miscellaneous and Specialty Retail Stores”.
This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.
Related categories include MCC 5399 for general merchandise, MCC 5499 for convenience and specialty food stores, and MCC 5719 for home decor stores.