MCC 5521
Used Car Dealers
MCC 5521 covers used car and truck sales, service, parts and leasing. Card networks list it as “Car and Truck Dealers (Used Only) – Sales, Service, Repairs, Parts, and Leasing”.
Acquirers generally treat this category as standard risk, so onboarding is usually straightforward and pricing is standard.
Related categories include MCC 5013 for auto parts wholesale, MCC 5511 for car dealers (new and used), and MCC 7538 for auto repair shops.