MCC 5964
Catalog Merchants
MCC 5964 covers goods sold by catalog or mail order. Card networks list it as “Direct Marketing – Catalog Merchants”.
This category carries elevated fraud or chargeback exposure, for example because of future delivery, high ticket sizes or recurring billing. Expect closer underwriting and possibly a rolling reserve.
Related categories include MCC 5965 for catalog and retail merchants, MCC 5966 for outbound telemarketing, and MCC 5967 for inbound teleservices.